March 2009
Filing Bankruptcy - 7 Simple Steps For Getting Fast Debt Relief
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
1fa3
Bankruptcy is the last option any person wants to take. Filing b...
Chapter 7 and Chapter 13 Bankruptcy - Choose The Wrong Option and You Could Lose Everything
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
There are two legal processes in the United States for dealing with your debts. Chapter 7 bankruptcy, also known as “straig...
February 2009
Boost Your Chances With a Clean Credit Report
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
Usually, lenders ver...
There are Tons of Ways to Boost Your Credit Score, Here's 10
Tip! Make every payment on time. This is the most important factor in your credit score rating.
1. Getting Rid of Errors in 2 Days
Deleting errors is the fastest way to correct errors on your credit report and raise your credit score. On top of that, ...
January 2009
Who Is Entitled To A Free Annual Credit Report And The Quickest Way To Get It
Tip! Check Your Credit Report. Make sure you know what your credit is like.
1f9e
Some people are curious about their credit report and would like to know if it needs repairing. A free annual credit report will let you know if your credit score is in...
December 2008
Loans and Bankruptcy: Jing and Jang?
Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...
Atkins Bankruptcy: Your New Decisions To A Healthy Life!
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
Atkins Nutritionals filed for...
October 2008
Auto Loans after Bankruptcy - How to Avoid Dishonest Vehicle Lenders
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
Following a bankruptcy, it is important for you to begin rebuilding you...
Car Loans for People with Bad Credit - Getting an Auto Loan after Bankruptcy
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
Getting credit after a bankruptcy is not easy. This includes credit for mortgages, vehicl...
Credit Repair In 3 Easy Steps
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
Bad credit is not a permanent situation. If you have negative entries on your report, it’s not too late to start repairing your credit history tod...
How to Read Your Credit Report - So You Are Prepared
Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted.
You have re...
What You Must Know Before Hiring A Credit Repair Company
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
When you find yourself in deep credit trouble the last thing you need is to be riped off. That is why you must be careful which credit repair agancy you...
Auto Loans and Why Your Credit Score Matters
Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more.
Other than the purc...
September 2008
Get An Experian Free Annual Credit Report Online Instantly
Do It Yourself Credit Report Repair. Downloadable eBook with step by step instructions for credit report repair.
Americans love getting things free and a credit report is no different. There are millions of people requesting free credit reports, so man...
Bankruptcy, Is It A Way Out
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
Negotiations with creditors have failed. Repossession is imminent and foreclosure proceedings have begun. Your income is simply not sufficient to pay your bills, no matter...
Repair Your Credit Card Score With Credit Card Debt Consolidation
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
August 2008
Credit Repair Leads
The Attorney’s Guide To Credit Repair.
If you are in the credit repair business, you may have at one time or another expressed interest in purchasing credit repair leads.
Credit repair leads can be provided in many different ways. Such as referr...
Student Loans Can't Be Swept Away Through Bankruptcy
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
Bankruptcy is in the news these days, as Congress has finally overhauled the Federal bankruptcy law after years of talk...
Repair Your Credit with Bad Credit Auto Loan
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
Auto loan is available in different flavours in the financial market as per the needs ...
Credit Counseling or Bankruptcy: Which is Best for You?
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
People often get to a place where they simply can’t pay their bills, especially in today’s...
July 2008
Repair Credit Score: The First Two Steps To Increasing Your Credit Score By 100 Points
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
Need to repair your credit score? Would you like to increase your credit score by 50 to 100 poi...
Mugged While Sleeping...Leads To Credit Repair
The Attorney’s Guide To Credit Repair.
On the way home from work, Tom looked at a short list on his “to do list” and began sequencing the list into a logical travel pattern to minimize crisscrossing. Sunday grilling with family and g...
When You Are Eligible For A Free Credit Report
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
By Federal law, you ...
June 2008
Individual Voluntary Arrangement IVA, an alternative to bankruptcy
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
